Mexican Insurance - Travelers Lifesaver!

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Mexican Insurance - Travelers Lifesaver!

Author: LindenGray | Total views: 13 | Word Count: 738 | Category: Finance | Date: May 18th 2008

Being in an automobile accident in Mexico is a far more serious situation than having an accident at home-especially for a visiting American, as Mr. Bill Kitto readily tells us. Bill published his first-hand account of his accident and his subsequent week in the hands of the Mexican authorities in an effort to ensure all Americans driving in Mexico go prepared with all the essentials.
Mexican car insurance tops his list, for reasons that will become obvious as you read his story. Bill Kitto was not traveling for his first time in Mexico when he got into an accident near San Vincente, Mexico while driving his friend's truck.
An exceedingly cautious driver, Bill was at the wheel because road conditions were deteriorating due to an incoming rain storm, which left him at the mercy of his friend's Mexican insurance holder.
Bill was traveling at a cautious speed when he rounded a corner to find a Mexican military vehicle full of soldiers hurtling towards them partly on their side of the road. Unable to avoid a crash, the two vehicles impacted head-on left, sending the personnel scattered down a cliff and Bill and his friend into the wall on the opposite side.
The Mexican police came very quickly. While his friend was left standing on the side of the road, Bill, who was injured, was taken hastily to another location that was not know to either Bill or his friend. You are guilty until proven innocent in Mexico, unlike in the US.
Because he did not know if his friend had Mexican car insurance, Bill was put in a Mexican jail cell, not knowing what would happen to him and with no contact with anyone outside.
Hours pass and the guards come to take him back to the scene of the accident. At this time, he is able to join his friend and his friend's Mexico car insurance policy. In the United States, there are usually no further complications, but in Mexico - this is not the case. There is much more to deal with.
The entire story of Bill is lengthy and quite upsetting. He actually spends a week in a Mexican hospital without anyone by his side. Bill attempts to prolong his injuries so that he will avoid seeing the inside of a Mexican prison. He is completely at the mercy of the local government; an archaic technology; and shady legal counsel. At first it seemed that paying his way out of the situation is clearly not an option.
Much of the time, Bill was not sure if he could get free of this mess or if he would be able to afford the 'fines' to get out. Eventually, Bill was able to regain his liberty but it cost him in excess of $28,000 US. Fortunately for Bill, he was able to get the money to buy his freedom. This is not the case, though, for many Americans. They just don't have access to that much money.
Because of the bureaucracy and dishonesty encountered in Mexico, Bill is unsure if he will ever see a return on his life's investment. Bill took away a few things from his experience that he strives to pass on to all Americans traveling in Mexico. Bring a cell (or satellite) phone into Mexico and learn how to place a phone call while in the country.
Remain in contact with family in the states that can help you secure funds if needed and contact Mexican insurance companies as needed (because your ability will be limited)
And above all else-
ALWAYS HAVE MEXICO AUTO INSURANCE - the kind that delivers good protection and adequately covers personal injury and damage to property.
Be sure the Mexican auto insurance company is reputable.
Always carry proof of Mexican Insurance in your car, which is easy to reach whenever needed! (Also if you are separated from your car, don't forget to carry your Mexico car insurance ID cards)
The horrendous experience Bill went through proved just one thing - it is money that matters in Mexico. There, it doesn't matter how they get it or where it comes from, but if you can grease their palms with enough cash, it makes a difference in being seen as guilty or innocent.
Since getting your hands on $30,000 in a flash is too far-fetched for many of us to imagine, the best way to prevent this kind of incident from occurring is to drive in Mexico with quality Mexico automobile insurance and adequate limits.

Article Source: OrganizingWeb.net

About the Author

Linden Gray is an international insurance veteran with 29 years of retail & direct insurance experience. Visit his website here: Mexican Insurance or visit Mexican Auto Insurance

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Being in an automobile accident in Mexico is a far more serious situation than having an accident at home-especially for a visiting American, as Mr. Bill Kitto readily tells us. Bill published his first-hand account of his accident and his subsequent week in the hands of the Mexican authorities in an effort to ensure all Americans driving in Mexico go prepared with all the essentials. Mexican car insurance tops his list, for reasons that will become obvious as you read his story. Bill Kitto was not traveling for his first time in Mexico when he got into an accident near San Vincente, Mexico while driving his friend's truck. An exceedingly cautious driver, Bill was at the wheel because road conditions were deteriorating due to an incoming rain storm, which left him at the mercy of his friend's Mexican insurance holder. Bill was traveling at a cautious speed when he rounded a corner to find a Mexican military vehicle full of soldiers hurtling towards them partly on their side of the road. Unable to avoid a crash, the two vehicles impacted head-on left, sending the personnel scattered down a cliff and Bill and his friend into the wall on the opposite side. The Mexican police came very quickly. While his friend was left standing on the side of the road, Bill, who was injured, was taken hastily to another location that was not know to either Bill or his friend. You are guilty until proven innocent in Mexico, unlike in the US. Because he did not know if his friend had Mexican car insurance, Bill was put in a Mexican jail cell, not knowing what would happen to him and with no contact with anyone outside. Hours pass and the guards come to take him back to the scene of the accident. At this time, he is able to join his friend and his friend's Mexico car insurance policy. In the United States, there are usually no further complications, but in Mexico - this is not the case. There is much more to deal with. The entire story of Bill is lengthy and quite upsetting. He actually spends a week in a Mexican hospital without anyone by his side. Bill attempts to prolong his injuries so that he will avoid seeing the inside of a Mexican prison. He is completely at the mercy of the local government; an archaic technology; and shady legal counsel. At first it seemed that paying his way out of the situation is clearly not an option. Much of the time, Bill was not sure if he could get free of this mess or if he would be able to afford the 'fines' to get out. Eventually, Bill was able to regain his liberty but it cost him in excess of $28,000 US. Fortunately for Bill, he was able to get the money to buy his freedom. This is not the case, though, for many Americans. They just don't have access to that much money. Because of the bureaucracy and dishonesty encountered in Mexico, Bill is unsure if he will ever see a return on his life's investment. Bill took away a few things from his experience that he strives to pass on to all Americans traveling in Mexico. Bring a cell (or satellite) phone into Mexico and learn how to place a phone call while in the country. Remain in contact with family in the states that can help you secure funds if needed and contact Mexican insurance companies as needed (because your ability will be limited) And above all else- ALWAYS HAVE MEXICO AUTO INSURANCE - the kind that delivers good protection and adequately covers personal injury and damage to property. Be sure the Mexican auto insurance company is reputable. Always carry proof of Mexican Insurance in your car, which is easy to reach whenever needed! (Also if you are separated from your car, don't forget to carry your Mexico car insurance ID cards) The horrendous experience Bill went through proved just one thing - it is money that matters in Mexico. There, it doesn't matter how they get it or where it comes from, but if you can grease their palms with enough cash, it makes a difference in being seen as guilty or innocent. Since getting your hands on $30,000 in a flash is too far-fetched for many of us to imagine, the best way to prevent this kind of incident from occurring is to drive in Mexico with quality Mexico automobile insurance and adequate limits. Article Source: <a href="http://www.organizingweb.net" target="_blank">OrganizingWeb.net</a> About the Author: Linden Gray is an international insurance veteran with 29 years of retail & direct insurance experience. Visit his website here: <a target="_new" href="http://mexicaninsurancestore.com">Mexican Insurance</a> or visit <a target="_new" href="http://mexicaninsurancestore.com">Mexican Auto Insurance</a>